Hajer Kratou is an economist. She got her Ph.D. in 2015 from the university of Auvergne, Clermont 1 (France). She holds scopus-index publications related to different macroeconomic topics such as income inequality, remittances, climate change. she is also involved in different research projects in political and social science. She worked as a lecturer in ESSECT (university of Tunis) for five semesters and as a secondary school teacher in rectorat of Clermont (France). Dr. Hajer worked for 2 years as a researcher in one of the pioneer micro finance institution in Tunis and as a consultant with the African Union. In the Fall 2017, Dr. Hajer had worked in Prince Mohammed Bin Fahd University (KSA) for 2 years as assistant professor in economics and recently (fall 2019) she joined Ajman University in UAE as a researcher leading the economic research group and as academician teaching in the department of finance.